Direct Insurer Financials
A direct insurer is an insurance company that sells its policies directly to consumers without using intermediaries like brokers or agents.
This analysis dives into the financial metrics that define the direct insurance market, examining key indicators such as premium growth, loss ratios, and profitability trends to provide a comprehensive view of the sector’s performance and competitive landscape
Capital Adequacy – Total Industry
Capital adequacy refers to the requirement for insurance companies to hold a certain amount of capital, relative to their risk exposure, to ensure they can meet their obligations to policyholders.
This analysis explores the key metrics that contribute to an insurer’s capital adequacy, including solvency ratios, regulatory capital requirements, risk-based capital calculations, and asset quality, offering a broad perspective on the financial resilience of the insurance industry as a whole.